NMLS #2059278
VP of Mortgage Lending
Ivan Ramirez
Bilingual Mortgage Expert • Español/English
Serving Gwinnett County and Metro Atlanta | Colombian-American | Passionate About Homeownership
About Ivan
Ivan Ramirez is a highly skilled and trusted bilingual mortgage loan officer based out of the Lawrenceville, GA branch. Fluent in both Spanish and English, Ivan specializes in guiding first-time homebuyers and seasoned investors alike through the mortgage process with clarity, integrity, and unmatched service.
A proud Colombian-American, Ivan brings a deep sense of warmth and dedication to everything he does. Whether he's meeting with clients across Gwinnett County or collaborating with real estate professionals to close time-sensitive deals, Ivan is known for his calm presence, contagious positivity, and unwavering focus on results.
Ivan's professional journey began at Toccoa Falls College, where he earned his Bachelor of Business Administration before going on to complete his MBA at the Florida Institute of Technology. His transition into the mortgage industry was a natural one—driven by his ability to build strong relationships and deliver value in every interaction.
💡 "My mission is clear: to grow homeownership within the Hispanic community and to build lasting partnerships that uplift and empower."
Why Work With Ivan?
$100M+ Loans Funded
Proven track record of getting deals done for families across Georgia
ITIN & Non-QM Expert
Specializing in ITIN, DSCR, Bank Statement, and investor loans
Bilingual Excellence
Fluent in English and Spanish, serving diverse communities with ease
Community Focused
Passionate about growing homeownership in the Hispanic community
500+ Families Helped
Hundreds of happy homeowners trust Ivan with their biggest investment
Family Values
Devoted husband and father who understands what home means
What Sets Ivan Apart
What truly sets Ivan apart is his solutions-oriented mindset. He approaches each challenge as an opportunity to create positive outcomes, and his bilingual skills allow him to serve both English and Spanish-speaking communities with ease and authenticity.
Ivan is a responsive communicator, a thoughtful problem solver, and a committed partner in helping others achieve the ultimate goal—homeownership.
He is proud to be part of a high-performing team at Certainty Home Lending that leads with excellence and is passionate about making the dream of owning a home a reality for more families.
Beyond the Office
Outside of the office, Ivan is a devoted husband to Maria Ramirez—his partner of over 15 years—and a proud father to two wonderful daughters. As a family, they enjoy the simple joys of life: sunny-day ice cream runs, movie nights, and off-road weekend adventures through the North Georgia Mountains, Tennessee, and South Carolina.
Career Journey
VP of Mortgage Lending
Certainty Home Lending
Key Focus
- Lead mortgage operations for Certainty Home Lending branch
- Specialize in first-time homebuyers and down payment assistance programs
- Provide bilingual support (English/Spanish) for diverse clientele
- Focus on growing homeownership within the Hispanic community
Loan Officer
BankSouth Mortgage
Key Focus
- Originated mortgage loans across Metro Atlanta region
- Built strong relationships with real estate professionals
- Maintained exceptional client satisfaction and referral network
- Hybrid work model serving diverse communities
Loan Officer
Supreme Lending Southeast
Key Focus
- Developed expertise in diverse loan products and programs
- Consistently exceeded production targets
- Built extensive network of real estate partners
- Specialized in bilingual mortgage services
Operations Manager
Pacific Dental Services
Key Focus
- Managed daily operations and team leadership
- Developed strong organizational and communication skills
- Built foundation for client-focused service approach
Areas of Expertise
Loan Programs
- ITIN Loans (No SSN Required)
- DSCR Loans (Investors)
- Bank Statement Loans (Self-Employed)
- HELOC & Cash-Out Refinance
- FHA & VA Loans
- Down Payment Assistance Programs
Services
- Investment Property Financing
- First-Time Buyer Education
- Bilingual Support (English/Spanish)
- Conventional & Jumbo Loans
- Fast Pre-Approval Process
- Credit Guidance & Consultation
Education
MBA, Management
Florida Institute of Technology
2013 - 2015
Bachelor of Business Administration
Toccoa Falls College
2010 - 2012
Credentials & Licensing
Licensed Loan Originator
NMLS #2059278
State Licensed - Georgia
Company License
Guaranteed Rate, Inc - NMLS #2611
DBA Certainty Home Lending
Ready to Work Together?
Whether you're a homebuyer seeking expert guidance or a business partner looking to make a greater impact, Ivan Ramirez is the confident, committed, and community-focused mortgage professional ready to help you succeed.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.