Home/Down Payment Assistance
Financial Help Available

Down Payment Assistance

Don't let a down payment stop your homeownership dreams. Discover programs that can help cover your down payment and closing costs.

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Popular DPA Programs

These are some of the most common programs we help buyers access. Eligibility varies by program.

State Program

Georgia Dream Homeownership Program

  • Up to $10,000 in assistance
  • Low interest rate first mortgages
  • Works with FHA, VA, USDA
  • First-time & repeat buyers
County Program

Gwinnett County HOME Program

  • Down payment & closing cost help
  • Deferred loans available
  • Income limits apply
  • Homebuyer education required
State Program

Georgia HERO Program

  • For teachers, nurses, first responders
  • Up to $7,500 in assistance
  • Lower interest rates
  • Forgivable loans
City Program

Invest Atlanta Programs

  • Multiple program options
  • Deferred second mortgages
  • Grants available
  • Metro Atlanta residents

Additional Options

Other ways to reduce or eliminate your down payment requirement.

Gift Funds

Family members can gift money for your down payment with proper documentation.

Employer Programs

Some employers offer homebuying assistance as an employee benefit.

VA Loans

Veterans may qualify for zero down payment through VA loans.

USDA Loans

100% financing available in eligible rural and suburban areas.

How We Help You

Navigating DPA programs can be confusing. That's where we come in.

Eligibility Check

We review your situation and identify programs you may qualify for.

Application Help

We guide you through the application process and required documentation.

Coordination

We work with program administrators to ensure smooth processing.