Buying your first home is exciting — and we're here to make it less overwhelming. From pre-approval to closing, the IR Mortgages guides you every step of the way.
First-time buyers need extra care. Here's what sets us apart.
No question is too small. We explain everything in plain English.
Access to assistance programs that can cover your down payment.
Get your pre-approval letter in as little as 24 hours.
Se habla español. We speak your language.
The homebuying journey simplified into five clear milestones.
Define your budget, desired location, and must-have features. We help you understand what you can afford.
Know your buying power before you shop. Pre-approval shows sellers you're serious and ready.
Work with a trusted real estate agent to find properties that match your criteria.
Submit a competitive offer backed by your pre-approval. We help you navigate negotiations.
Complete the closing process, get your keys, and move into your dream home!
Tools and information to help you prepare.
Take the first step today. We'll guide you through every part of the process.